At times, an unexpected expense comes up and needs to be paid in a hurry.  It may be that your yearly car registration and insurance are due before you have your finances quite ready, or that you just want to go on a holiday adventure on the spur of the moment.

Payday Money offers some of the best, most competitive terms for Medium Amount Loans between $2001 and $4600.  Repayment terms vary between 16 days and 24 months.  Application is fast and easy, following our 1-2-3 Step online application process with some of the fastest possible processing times.  And we still offer a personal touch through our outstanding customer service, either via telephone or face to face.  So if you prefer, you can visit one of our branches which are located between Northern Queensland and Northern NSW.

Responsible lending is a very important part of our culture at Payday Money.  This means that we do not lend amounts that we believe may lead to hardship, difficulty with repayments and which could lead to bad credit.  Carrying an Australian Credit License (ACL 427979), we comply with all fee and interest rate caps as regulated by the government and do not charge the excessive fees charged by some other lenders.  We also hold a membership with the Financial Ombudsman Service.  With us, you are in safe hands.

Our Medium Amount Loans are available to make your life easier, and possibly help you with realising your dreams. So apply now and become another one of our satisfied customers.

Rates & Fees

Medium Amount Credit Contracts (MACCs) are government regulated and are charged out at a 20% application fee plus 48% per annum interest.  In some cases, default fees may apply.  MACC loans are regulated to be over 16 days and under 24 months in duration. Amounts for these loans are regulated to be between $2001 and $5000.

Please be advised that our services should be used as a stop gap measure and are unsuitable for constant borrowing. Australian Credit Licence Number 427979