Sometimes, you just need a small, short term cash loan to bide you over while you wait for money owing to you to arrive.  Quite simply, an unexpected but urgent expense may have come about before you’re ready for it.  You may not think that borrowing a relatively small amount is possible, but we lend as little as $100, quickly and easily. 

Payday Money is the ideal place to go to for the Small Amount Loan of between $100-$2000.   Applying is simple, either online or by visiting one of our branches located between Northern NSW and Northern Queensland.  Our 1-2-3 Step application process is designed to work with a minimum of fuss.  With us, you can be assured that we will work rapidly to process your application, and give you quick access to the cash you need.

Repayment terms vary between 16 days and 12 months and our low fees are some of the most competitive available.  Importantly, there are no charges for early repayment, so you can get your finances back on track as quickly as you are able to.

With years of experience, our friendly, professional staff are on hand to help with any questions you may have, or you can view our frequently asked questions. Our Australian Credit License (ACL 427979) means we comply with the government’s financial services laws and regulations, and we have membership to the Financial Ombudsman Service so you know you will always be treated fairly. 

As our name suggests, taking out a Small Amount Loan with us is the ideal way to bridge your finances shortfall quickly.  Flexible repayment terms available to suit your budget Apply today.

Rates & Fees

Small Amount Credit Contracts (SACCs) are government regulated and are charged out at a 20% application fee + a 4% monthly fee.  In some cases, default fees may apply.  These loans are regulated to be over 16 days and under 12 months in duration. Amounts for these loans are between $100 and $2000.

Please be advised that our services should be used as a stop gap measure and are unsuitable for constant borrowing. Australian Credit Licence Number 427979