PayDay Money offers PayDay & Cash Loans up to $4600 within 24 Hours

Payday Money offers Payday & Cash Loans with flexible terms to suit every budget.  With loans from $100 up to $4600 or more within 24 hours.

Payday Money is your trustworthy go-to lender when unexpected expenses arise. We offer a reliable and safe way of obtaining a cash loan either online or in store. 


At Payday Money, you can cash a cheque, or obtain a payday loan, appliance loan, business loan or settlement loan in three easy steps.  That is, simple online application, approval, and fund access within 24 hours of signing the contract.  And sometimes even in under an hour. As we do not charge the large number of fees typically charged by others, you can get your finances back on track sooner.


Payday Money offer a range of flexible products tailored to your needs to help you get on with life. Personal cash loans help with unexpected expenses, emergencies or allow you to make that large purchase (Holiday, Home renovation, car etc.) and spread the repayments over an affordable timeframe of up to 2 yrs. Appliance loans can help you purchase home appliances and furniture, unlike a more expensive rental or lease contract, you own these at the end of the loan contract which are much shorter than most rental agreements. Business loans are designed to help with cash flow and business related purchases, like equipment. Our cheque cashing facility will save you having to wait for bank clearing times giving you access to your money today, when you need it.


We pride ourselves on our friendly and professional customer service, with flexible products and terms to suit our clients, and on being prudent, responsible lenders. Payday Money fully disclosure all of our minimal fees and charges, and prudent, responsible lenders.  As a holder of an Australian Credit License (427979), we are subject to extensive and stringent compliance regulations set by the government and have obligatory membership to the Financial Ombudsman Service (FOS).


How it Works in 3 simple Steps...

Step 1

Simple application process

Applying is incredibly simple, and can be done in minutes.

Step 2

Short approval time

You'll get a decision within the hour after receiving your completed application and supporting documentation..

Step 3

Money transferred within 24 hrs.

Get paid within 24 hrs during standard banking hours.

Cost Calculator

Use the calculator to see how much it costs and what your repayments look like. Payday Money always shows you the exact cost upfront. There are no surprises or hidden fees.

Example Repayment Schedule

Repayment Date Amount
1 $276.93
2 $276.93
3 $276.94

How much would you like?


Select your loan length:


How often are you paid?


The repayment schedule is a guide only created from your preferred start date, pay cycle, amount requested, and length of the loan. It does not constitute a loan offer, and does not take into account your individual circumstances.

The calculator is an approximate guide only, based on information provided, and is subject to passing responsible lending checks and our other lending criteria. The calculator assumes you pay no avoidable fees such as late fees.

To see exactly what it will cost you will need to complete and application, if successful we will provide you with an exactloan repayment schedule before completing any loan.

Why Choose Payday Money?

Affordable Rates

We are responsible lenders with low fees.

Available at Location

Cash loans available at our branch location.

Direct Credit

Direct Credit in to your account if unable to access a branch.

Super fast application

Easy as 123 Application.

Secured and Assured

Secured and confidentiality assured.



Can we pay the loan back early?

Yes, a loan can be repaid early at any time, and there are no break costs that apply. We do not add fee’s or charges for paying out the loan early, in fact in many cases you will save money by paying out early.

What's the minimum and maximum amount you'll lend?

There is a minimum of $100 up to $4600 or more if required.

Where is my closest Payday Money centre? currently operates 5 branch centres, in Queensland and New South Wales. Click here to locate your nearest centre.

How long does it take to get a loan with

Once receives your completed application form and all the required supporting documentation, an assessment will be done on your application.

How much does it cost?

Short Term Credit Contracts: ($100-$2000) cost 20% of the principal (Application Fee), plus 4% of the principal per month.



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